United Arab Emirates: Additional Information Published on Unemployment Insurance Scheme
November 30, 2022

The UAE government published additional details related to the unemployment insurance scheme under which Emirati and foreign nationals employed in the private and public sectors (except self-employed business owners, temporary work permit holders, domestic workers, individuals aged 18 or below and retired individuals receiving a pension) must subscribe by January 30, 2023. The law will fine individuals AED 400 if they are not subscribed to the scheme and AED 200 if they fail to pay the prescribed premiums within three months of their due date. Authorities will be able to deduct any unpaid dues from the employee through various means. In order to benefit from coverage, individuals must have been insured for at least 12 consecutive months and have paid their premiums regularly as per the insurance policy; must show evidence of being unemployed for a reason other than their own resignation; must not have been terminated for disciplinary reasons as per UAE employment law and cannot have a pending unauthorized absence complaint; must submit their unemployment insurance scheme claim within 30 days from their termination date; and they must hold legal immigration status in the United Arab Emirates. According to the Ministry of Human Resources and Emiratization, employees may subscribe to the scheme via the Insurance Pool website, smart applications, ATMs, dedicated kiosks, money exchange companies and via SMS. However, these channels have not yet begun to support the registration process.
This alert is for informational purposes only. If you have any questions, please contact the global immigration professional with whom you work at Fragomen or send an email to [email protected].
Explore more at Fragomen

Media mentions
Partner Bo Cooper explains that while new H-1B fees affect future petitions, US opportunities for international talent remain highly valued.

Blog post
Assistant Manager Charo Medida explains the work permit requirements for employers and professionals under the UAE Golden Visa programme.

Media mentions
Partner Bo Cooper explains how proposed H-1B fee and lottery changes impact hiring of skilled international talent across sectors.

Media mentions
Partner Haider Hussain underlines the role of talent mobility in shaping future growth sectors in the Kingdom.

Fragomen news
Fragomen is recognised by the Financial Times for its innovative work in workforce mobility and cross-sector collaboration.

Media mentions
Partner Daniel Brown outlines steps companies can take to support employees and maintain smooth operations during compliance-related situations.

Awards
Fragomen has been recognized in the 2026 edition of The Best Law Firms™ in Germany, earning a Regional Tier 1 ranking in Hessen for Labor and Employment Law.

Media mentions
Partner Shayan Sultan discusses a rise in inquiries about UAE residency and remote work programmes amid global talent mobility trends.

Media mentions
Partner Rajiv Naik, Senior Manager Thomas Kingsmill and Manager Ko Ito highlight rising UK sponsor licence revocations and how HR and mobility leaders can manage the impact.

Media mentions
Partner Bo Cooper discusses the $100,000 H-1B fee and its impact on financial, banking and technology firms relying on international talent.

Media mentions

Media mentions
Partner Audrea Golding explains how the $100,000 H-1B fee could affect hiring across the tech industry.

Media mentions
Partner Bo Cooper explains that while new H-1B fees affect future petitions, US opportunities for international talent remain highly valued.

Blog post
Assistant Manager Charo Medida explains the work permit requirements for employers and professionals under the UAE Golden Visa programme.

Media mentions
Partner Bo Cooper explains how proposed H-1B fee and lottery changes impact hiring of skilled international talent across sectors.

Media mentions
Partner Haider Hussain underlines the role of talent mobility in shaping future growth sectors in the Kingdom.

Fragomen news
Fragomen is recognised by the Financial Times for its innovative work in workforce mobility and cross-sector collaboration.

Media mentions
Partner Daniel Brown outlines steps companies can take to support employees and maintain smooth operations during compliance-related situations.

Awards
Fragomen has been recognized in the 2026 edition of The Best Law Firms™ in Germany, earning a Regional Tier 1 ranking in Hessen for Labor and Employment Law.

Media mentions
Partner Shayan Sultan discusses a rise in inquiries about UAE residency and remote work programmes amid global talent mobility trends.

Media mentions
Partner Rajiv Naik, Senior Manager Thomas Kingsmill and Manager Ko Ito highlight rising UK sponsor licence revocations and how HR and mobility leaders can manage the impact.

Media mentions
Partner Bo Cooper discusses the $100,000 H-1B fee and its impact on financial, banking and technology firms relying on international talent.

Media mentions

Media mentions
Partner Audrea Golding explains how the $100,000 H-1B fee could affect hiring across the tech industry.