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February 19, 2026 | CanadaCanada: Updates to Express Entry Category-Based Selection for 2026
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February 19, 2026 | United KingdomSpear's 500 Recognises Partner Julia Onslow-Cole
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Future-Proof Your Status: Why Applying Early for Singapore PR Makes Sense Now

January 30, 2026

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  • SingaporeSingapore

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Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

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Singapore, Singapore

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Singapore, Singapore

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Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

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Singapore, Singapore

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[email protected]

T:+65 6854 5168

Maysie Pandor - web porthole

Maysie Pandor

Business Immigration Director

Singapore, Singapore

Email

[email protected]

T:+65 6849 4391

Porthole Headshot Image of Fragomen [Singapore][AssistantManager][AngelaDeGuzman]

Angela De Guzman

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Singapore, Singapore

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Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

Partner

Singapore, Singapore

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[email protected]

T:+65 6854 5168

Maysie Pandor - web porthole

Maysie Pandor

Business Immigration Director

Singapore, Singapore

Email

[email protected]

T:+65 6849 4391

Porthole Headshot Image of Fragomen [Singapore][AssistantManager][AngelaDeGuzman]

Angela De Guzman

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Singapore, Singapore

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By: Shirley Kock, Eunice Leo

Situated in the centre of the Asia Pacific region, Singapore continues to be a leading destination for professionals and their families worldwide. Its strong economy, exceptional safety standards and high quality of life make it an attractive place to live and work.

However, with evolving immigration policies, tighter work pass requirements and growing competition among foreign nationals seeking long-term stability, applying for permanent residency (PR) sooner rather than later may be a prudent step for those intending to settle in Singapore permanently.

Why Applying Early for Permanent Residency in Singapore Matters 

1. Increasing Competition for PR Approval

Each year, Singapore attracts hundreds of thousands of PR applicants, yet the government grants an average of only 30,000 new permanent resident status holders annually, a consistent trend since 2010.

Singapore Total Population: As of June 2025

Source: Overall Population, Population Trends 2024, National Population and Talent Division, Prime Minister’s Office, Government of Singapore. Data from the Department of Statistics Singapore and Ministry of Manpower.

According to the latest Population Trends 2025 report by the Singapore Department of Statistics, PR status holders make up only about 0.54 million of Singapore’s total population of 6.11 million — a small segment that underscores how competitive PR approval can be. Applying early while a candidate’s profile remains strong may increase their chances of success.  

Younger applicants are often viewed more favourably, as they are seen as having more available years to actively contribute to the economy, participate in community life and help balance the country’s resident old-age support ratio. Moreover, they tend to integrate more easily into the local society, fostering stronger social ties and long-term belonging. 

2. Education for Family Members

Obtaining PR status can significantly enhance children’s chances of securing a place in local schools, giving them access to Singapore’s well-regarded education system. Additionally, PR status opens doors for children to represent Singapore in academic, sports and arts competitions. This not only provides them with valuable experiences and exposure but also fosters personal growth, builds their confidence and creates future opportunities in their respective fields.

3. Career Benefits

Permanent residents generally enjoy greater job security and better career progression opportunities. Unlike work pass holders, they do not require separate authorisation to work in the country. PR status also provides the flexibility to change jobs without additional immigration passes or permits and even allows working for multiple employers simultaneously.

Furthermore, PR status provides greater ease in setting up a business — applicants can start or register a company without the need for a local representative or partner, and will be subject to fewer regulatory requirements, making entrepreneurship more accessible.

4. Central Provident Funds (CPF)

Making CPF contributions is mandatory for all Singapore citizens and PR status holders. CPF funds can be utilised for:

  • Retirement – Ensuring financial security in later years
  • Housing – Assisting with home purchases and mortgage payments
  • Healthcare – Covering medical expenses and insurance premiums
  • Investment – Growing savings through approved investment schemes
  • Education – Financing tuition fees for higher education

Moreover, CPF offers attractive interest rates and tax-free contributions, providing Permanent Resident holders with tax relief benefits while supporting their long-term financial stability.

5. Singapore Citizenship

In Singapore, PR serves as more than an immigration status — it is a pathway to citizenship. After holding PR for at least two years, individuals may become eligible to apply for Singapore citizenship, which offers a range of long-term benefits. In addition to greater stability and integration, citizenship provides the right to vote, enhanced employment security and broader access to government schemes and social services. For many, it represents the final step toward establishing a lasting future in Singapore.

6. Housing Benefits

Becoming a Singapore permanent resident opens greater housing affordability options. PR status holders are eligible to buy resale Housing Development Board (HDB) flats, which are often more cost-effective than private properties. They also enjoy lower stamp duties compared to foreigners, making homeownership more attainable.

According to the Inland Revenue Authority of Singapore, PR status holders enjoy the same stamp duty rates as Singapore Citizens — 1% on property values up to SGD 1 million, and 3% on the portion above that. Foreign nationals, by contrast, face a higher flat rate of 4% on the entire purchase price. This difference can result in substantial savings for permanent residents when buying property in Singapore.

In addition, PR status holders enjoy a lower Additional Buyer’s Stamp Duty (ABSD) rate of 5% on their first residential property while Singapore citizens are fully exempt. In contrast, foreigners face a steep 60% ABSD on their first property purchase.  These differences highlight how securing PR status early can translate into significant long-term financial advantages, especially in Singapore’s competitive housing market. 

7. National Service (NS)

For male applicants who are granted Singapore PR as foreign students or under parental sponsorship, the National Service programme builds discipline, resilience and a strong sense of responsibility. It provides specialised training in areas such as first aid, crisis management and leadership, while promoting physical fitness and an active lifestyle.

The programme offers opportunities to expand professional and social networks, gain certifications, and acquire skills that can enhance career prospects. Many find that the experience fosters a sense of pride, belonging and long-term growth, making it an integral part of integrating into Singaporean society. 

How Fragomen Can Help You Plan Ahead 

Applying for Singapore PR is a significant step towards building a long-term future in the country. Given the growing demand and selective approval process, early planning and professional guidance can make a real difference.

As a global leader in immigration, Fragomen Singapore has a strong track record in advising individuals on Singapore permanent residence applications. Supported by a dedicated private client team, we provide clear eligibility guidance, assist with the preparation of required documentation, and ensure applicants are well-prepared at each stage of the process, strengthening each application and improving chances of success.

Need to Know More?

To learn more about applying for Singapore PR or to receive personalised advice, please reach out to [email protected].

This blog was published on 30 January 2026, and due to the circumstances, there are frequent changes. To keep up to date with all the latest updates on global immigration, please subscribe to our alerts and follow us on  LinkedIn, Twitter, Facebook and Instagram. 

Country / Territory

  • SingaporeSingapore

Related contacts

Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

Partner

Singapore, Singapore

Email

[email protected]

T:+65 6854 5168

Maysie Pandor - web porthole

Maysie Pandor

Business Immigration Director

Singapore, Singapore

Email

[email protected]

T:+65 6849 4391

Porthole Headshot Image of Fragomen [Singapore][AssistantManager][AngelaDeGuzman]

Angela De Guzman

Senior Manager

Singapore, Singapore

Email

[email protected]

T:+65 6854 9349

View all professionals

Related services

  • Private Client Services

Related offices

  • Singapore

Share

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  • Facebook
  • LinkedIn

Share

  • Twitter
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Related contacts

Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

Partner

Singapore, Singapore

Email

[email protected]

T:+65 6854 5168

Maysie Pandor - web porthole

Maysie Pandor

Business Immigration Director

Singapore, Singapore

Email

[email protected]

T:+65 6849 4391

Porthole Headshot Image of Fragomen [Singapore][AssistantManager][AngelaDeGuzman]

Angela De Guzman

Senior Manager

Singapore, Singapore

Email

[email protected]

T:+65 6854 9349

View all professionals

Related services

  • Private Client Services

Related offices

  • Singapore

Share

  • Twitter
  • Facebook
  • LinkedIn

Share

  • Twitter
  • Facebook
  • LinkedIn

Related contacts

Porthole Headshot Image Fragomen [Singapore][Partner][KennethLau]

Kenneth Lau

Partner

Singapore, Singapore

Email

[email protected]

T:+65 6854 5168

Maysie Pandor - web porthole

Maysie Pandor

Business Immigration Director

Singapore, Singapore

Email

[email protected]

T:+65 6849 4391

Porthole Headshot Image of Fragomen [Singapore][AssistantManager][AngelaDeGuzman]

Angela De Guzman

Senior Manager

Singapore, Singapore

Email

[email protected]

T:+65 6854 9349

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  • Singapore

Share

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