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Relaxed Thresholds, New Opportunities: Unpacking the Revamped UAE Golden Visa Program for Property Investors

January 31, 2024

UAE landscape

Country / Territory

  • United Arab EmiratesUnited Arab Emirates

Related contacts

Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

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Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

Share

  • Twitter
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Share

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Related contacts

Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

Share

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  • Facebook
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Share

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By: Nofisatu Mojidi

The Golden Visa: A Gateway to the UAE

The United Arab Emirates (UAE) Golden Visa, launched in 2019, has solidified the country as a premier destination for global talent and investors.

As highlighted in this overview of Golden Visas from May 2023, this initiative offers long-term residency to diverse categories, including investors, entrepreneurs, professionals, and outstanding students. Central to its allure is the promise of stability and access to a thriving economy.

This blog focuses on the recent announcement regarding the eligibility criteria for the 'investor visa for property owner' category, shedding light on the changes and their implications.

Historical Context: The Investor Visa for Property Owners Category

Crucial to understanding the recent changes is the initial framework of the 'investor visa for property owner' category.

This pathway, initially designed for high-income earners, mandated a significant investment in residential property – at least AED 2,000,000 (approximately USD 544,588).

However, the rules were more nuanced. Off-plan properties needed 50% completion and a minimum investment of AED 1,000,000, (approximately USD 272,294) while mortgaged properties required a similar minimum payment.

These criteria, while accessible to many, remained just out of reach for others.

Recent Amendments: A Paradigm Shift

The latest announcement from the UAE government in January 2024 represents a paradigm shift in the UAE government's approach to property investment requirements, particularly in off-plan investments, mortgaged properties and property valuation. Here’s a closer look:

Off-Plan Property Investments:

  • An investor now only needs to obtain a Non-Objection Certificate (NOC) from the developer.
  • The NOC must confirm the payment of any amount related to the off-plan property investment.
  • No minimum construction requirement, a notable departure from the previous 50% completion rule for off-plan properties.

Mortgaged Properties:

  • Investors now require a Non-Objection Certificate (NOC) from the bank.
  • The NOC should confirm the payment of any amount, replacing the previous AED 1,000,000 minimum payment threshold.

Property Valuation:

  • Recent amendments include the acceptance of the current market value for properties.
  • Valuations must be at least AED 2,000,000, determined exclusively by the Dubai Land Department (DLD), deviating from past reliance on the value listed on the Title Deed.

Implications: Why Does This Matter?

This development is a game-changer, as it significantly lowers the barriers to obtaining the coveted Golden Visa, opening the UAE’s doors to a broader spectrum of investors.

The new eligibility criteria provide a more flexible framework, allowing applicants to invest in off-plan properties at any stage and removing the burden of reaching 50% completion.

Additionally, the acceptance of the current market value by the DLD enables applicants to consider properties that may have appreciated significantly.

This inclusivity reflects the UAE’s commitment to attracting diverse global talent and investment, fostering a dynamic, multicultural business environment.

For potential investors previously deterred by financial thresholds, this presents a new, accessible avenue, making the UAE an even more attractive destination for securing a second residency.

A Closer Look: UK Citizens Pursuing Residency by Investment

In parallel with the changing landscape of visa opportunities in the UAE, is the growing interest in residency by investment among UK citizens.

Driven by the economic challenges in the UK – including cost-of-living challenges, impending tax law changes and uncertain election outcomes – a substantial number of UK citizens are exploring alternative options for their futures.

The UAE Golden Visa's revised criteria offers an appealing alternative for those seeking financial stability and a high standard of living outside the UK.

Seizing the Moment

Given the dynamic nature of UAE’s regulatory environment, interested individuals must act swiftly. Changes in UAE immigration regulations often occur without prior notice, underscoring the importance of initiating the application process promptly.

The UAE continues to evolve as a hub of opportunity and stability. With these significant changes to the Golden Visa program, the path to long-term residency in the UAE has never been more accessible.

To determine whether you are eligible to apply for a UAE Golden Visa for Property Investors, use Fragomen’s FREE Long-Term Residence Assessment Eligibility Tool.

Need to know more?

For further information on UAE long-term residency requirements, please contact Senior Private Client Manager Nofisatu Mojidi at [email protected].

This blog was published on 30 January 2024, and due to the circumstances, there are frequent changes. To keep up to date with all the latest updates on global immigration, please subscribe to our alerts and follow us on LinkedIn, X, Facebook and Instagram.

Country / Territory

  • United Arab EmiratesUnited Arab Emirates

Related contacts

Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

Share

  • Twitter
  • Facebook
  • LinkedIn

Share

  • Twitter
  • Facebook
  • LinkedIn

Related contacts

Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

Share

  • Twitter
  • Facebook
  • LinkedIn

Share

  • Twitter
  • Facebook
  • LinkedIn

Related contacts

Photo of Nofisatu Mojidi

Nofisatu Mojidi

Senior Manager

Dubai (DIFC), United Arab Emirates

Email

[email protected]

T:+971 (0) 4 818 1785

Related insights

  • Golden Visas: Long-Term Residency in the UAE

Related offices

  • Dubai (DIC)
  • Dubai (DIFC)
  • Abu Dhabi

Related content

  • Are you eligible for Long-Term Residency in the UAE?

Share

  • Twitter
  • Facebook
  • LinkedIn

Share

  • Twitter
  • Facebook
  • LinkedIn

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